Productive Assets
We finance high-impact, income-producing tools that have been vetted, tested, and piloted. Every product in the portfolio is selected for its ability to help farmers grow earnings sustainably.
What We Do
Our Model
Increasing Income for Smallholder Farmers in Uganda
Connecting Farmers to the Necessary Tools to Propel Forward
We are on a mission to increase income for smallholder farmers in East Africa through productive asset-financing and training. Our unique blend of assets, inclusive financing, and training connects farmers to the tools they need to move forward.
Productive Assets
As an impact-oriented company, our loans are purposefully designed with the benefit to our customers at the core. While other financial institutions prioritize profit, we focus on giving loans that have a direct impact on the farmer’s ability to increase income over time using products that are fully vetted, tested, and piloted.
Last Mile Access
Most clients live deep-rural with limited access to traditional finance. Our service model is built on going to thembuilding community relationships, collecting payments in-person, hand-delivering assets, and being present to train and troubleshoot.
Farmer-Centric Loan Terms
Terms are designed around the realities of deep-rural customers. Down payments, repayment schedules, and collateral requirements are structured to responsibly lower the adoption threshold so more farmers can access income-producing assets.
Our Products
All of our products are vetted and tested by the Cycle Connect innovations team for their ability to increase income for rural farmers.
Motorcycles
A motorcycle loan empowers clients with greater mobility, efficiency, and earning potential to travel farther and faster, transport more goods, or run a boda-boda taxi. It unlocks new income opportunities and improves overall financial stability compared to a bicycle alone.
Grinding Mills
A high-value asset with excellent ROI for entrepreneurial farmers. A grinding mill generates cash flow, strengthens household resilience, and serves the community by offering affordable, local milling services.
Maize Threshers
Threshers reduce post-harvest losses and labour time while boosting throughput and quality. Clients can earn from their own harvests and by renting services to neighbours creating a dependable income stream.